If you’re planning a trip to Europe, chances are you’ve heard about getting travel insurance for a Schengen visa. But what exactly is it, and why do you need it? Read on to find out why travel insurance for a Schengen visa is so important and how you can get the best coverage.
What Is It?
Travel insurance for a Schengen visa is an insurance policy that covers medical expenses incurred while travelling in the Schengen area (a group of 26 countries located mostly in Europe). The policy also covers liability claims against the traveler, should they cause injury or property damage during their travels. Depending on the provider, policies may also cover additional benefits such as trip cancellation or interruption, lost or stolen luggage, flight delays and more.
Why Do You Need It?
Having travel insurance is essential if you plan on visiting any of the Schengen countries. According to Schengen visa regulations, all travelers must have adequate medical insurance covering any medical costs incurred while travelling in Europe. Without proper coverage, your application will be refused and your trip plans may be put on hold indefinitely. Furthermore, without travel insurance, you could be held liable for any injuries caused while travelling abroad; this could mean huge bills if something were to happen!
Getting coverage is relatively easy; most providers offer online applications and quick turnaround times so that you don’t have to worry about your policy expiring too soon. Be sure to read through all the details when choosing a policy—some may not cover certain activities like skiing or other extreme sports—and always make sure that the coverage amount meets the requirements set out by the Schengen regulations (at least €30 000).
Traveling abroad can be exciting but it’s important to make sure that you take all necessary precautions before setting off on your journey. Getting travel insurance for a Schengen visa is one of those steps; it’s essential if you plan on visiting any of the countries in Europe’s border-free zone. Make sure to read through all the details of your chosen policy so that it fully meets all requirements set out by Schengen regulations before purchasing—this way, your vacation will go off without a hitch!